Place your butter in a pan and let melt. Once melted, sprinkle in flour and whisk well to incorporate. Make sure your heat is on low/ medium and pour in milk, 1 cup at a time.

Let your cream mixture thicken with a low simmer adding all the milk. Add in the chipped beef, salt and pepper and let simmer on low.

Serve with hashbrowns or toast.

Enjoy!